Who is eligible for Medicare services?

Medicare services are designed to provide health coverage primarily for specific populations, and the correct answer outlines the criteria that determine eligibility for these services. Individuals are eligible for Medicare if they are 65 years of age or older, are younger than 65 but have a qualifying disability, or have end-stage renal disease (ESRD), which is a permanent kidney failure requiring dialysis or a transplant.

This eligibility structure is established to ensure that those who may have greater healthcare needs due to age or chronic health conditions have access to essential medical services. It is an important aspect of Medicare that supports vulnerable populations by providing financial assistance for healthcare costs.

In relation to the other options, individuals under 65 with chronic illnesses are not automatically eligible unless they meet the disability criteria. Low-income status alone does not qualify an individual for Medicare services, as it is focused on age and specific health conditions, including disability or ESRD, rather than income level. Lastly, the idea that all individuals, regardless of age, qualify for Medicare is inaccurate, as age and health conditions play a fundamental role in determining eligibility.